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Making a Will

Many of us put off making a Will - we don't like to think about our own mortality, and there is always "tomorrow". But making a Will can be one of the most important things you do.   It can help to safeguard the future of your family and your loved ones.    Whilst the law provides for what will happen to your estate if you die intestate (without leaving a Will), this may very well not reflect what you yourself would wish to happen.

Making a Will need not be difficult or expensive.   The consequences of not making a Will, however, can be enormous.  A few hundred pounds spent making a Will now, can ensure that your wishes will be carried out, and that your loved ones are protected.

We can make the process of making your Will quick, simple, and cost effective.

What if I can't make it in to the Office?

If you cannot make it in to our office (if, for example, you have mobility problems and find it difficult to get out, or if you have been admitted to hospital), we will be happy to call out to visit you in order to make your Will.

What information will I need to give?

Wills are very flexible, and it is usually possible to achieve whatever you would wish in your Will. The usual sort of things we would need to know would include the following:
  • your full name
  • your address
  • your occupation or former occupation
  • whether you have previouslly made a Will
  • where you are "domiciled" (the country which is your permanent home)
  • the names and address of the people you want to apppoint as your "executors" (who will be responsible for sorting out your estate in accordance with your Will)
  • any arrangements you might like to include as to funeral, or cremation
  • details of any money legacies which you would like to make
  • details of any specific items or properties you would like to give
  • who you would like the remainder of your estate to go to (or be divided between)
  • What you would like to happen if a person you have named as a beneficary dies before you (for example, would you like their husband or wife, or their children, to receive in their place?)
Who can act as Executors?

You  can appoint anyone who is over 18 to act as an Executor,    We recommend that you appoint at least two Executors, as in certain circumstances you may need to have at least two, and that they should preferably be Isle of Man residents.  A beneficiary under your Will can act as an Executor (but must not act as a witness when your Will is signed).

If you wish, we can act as Executor of your Will - if perhaps you feel that your family may not want to have that responsibility.

Where should I keep my Will?

You should ensure that your Will is kept safe.   We will be happy to keep your Will for you in our Wills Safe, at no additonal cost.

What will happen to my estate if I don't have a Will?

If you die without having made a Will, then the law makes certain assumptions as to what you would likely have wished to happen to your estate.  The Administration of Estates Act 1991 sets out a list of relatives who would inherit under your intestacy.    The entitlement of the relatives in that list would depend on what relatives you left behind.    If you do not leave behind any relative within the list, then your estate would go to the Crown as "bona vacantia".

The Administration of Estates Act 1991, is unlikely to deal with your estate entirely as you would wish, and it can cause additional expense to your estate if distant relatives have to be tracked down.

Making a Will can give you the peace of mind of knowing that your wishes will be carried out, and your loved ones' futures can be protected.